S1 Finfit App logo
S1 Finfit App logo

Smarter Money Moves

S1 FinFit is your FREE app to build credit, manage money, and get mortgage-ready—step by step.

No pressure, no guesswork—just a clear path toward homeownership.

Manage Your Finances On The Go

Download the mobile app on your device.

Overview

Achieving financial freedom can feel difficult in the face of growing debt, cash emergencies, or overspending, but – with awareness and planning – it’s doable with S1 FinFit — the only personal financial app you’ll ever need!

S1 FinFit is a FREE app that provides a roadmap to help you reach your financial and lifestyle goals, no matter how big or small! The app is designed to accompany you on your financial journey, providing you with the tools and confidence you need to make sound financial decisions while also increasing your creditworthiness.

Here’s a sneak peek at what you can do with your S1 FinFit app:

Credit Monitoring
and simulation

You’ll be able to watch your credit score, track your score history, and get a list of your reported credit accounts once you enroll in credit. The Simulate Score feature will help you assess the impact of your credit decisions as you attempt to pay off a credit card or obtain a new loan by showing you how these decisions can lower or enhance your credit score.
S1 Finfit credit dashboard
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S1 Finfit budgets goals framed
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Budgets and Goals

Know where and how much you’re spending. Keep track of your spending by category. Choose from several different financial goal categories and build a plan to achieve them. If you get off course, you’ll receive a notification, and if you’re on track, you’ll get confirmation.

My Property Value

Keep track of your home’s value and equity. Find out how much homes in your neighborhood are selling for. By analyzing real estate data and your existing mortgage details, the app will create a picture of your home’s financial value.

S1 Finfit dashboard property value
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S1 Finfit accounts framed
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Dashboard

Your personalized dashboard summarizes account balances, transactions, net worth, credit score, estimated home value, spending analysis, and more.

Download on your favorite app store

Synergy One Lending, Inc., ©2025, NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK 1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law license; GA Residential Mortgage Licensee; MA Mortgage Lender/Broker License MC1907235; Licensed by the N.J. Department of Banking and Insurance; Rhode Island Licensed Lender. Not affiliated with any government agency.  All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Lender. S1 FinFit is a licensed product of Synergy One Lending.

*By entering your information and clicking “Submit”, you are authorizing Synergy One Lending to contact you, using the information you provided above. We may call, email or text you and data rates may apply. We may use automated dialing systems and prerecorded voice messaging in connection with calls or texts. This permission applies even if you are on a company, state or national Do Not Call Registry. You may opt-out of receiving these communications at any time. This consent is not requirement to obtain a loan. You may choose not to submit and contact us directly by our phone number listed.

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S1 FinFit • Digital Finance Assistant

Contact a Synergy One Loan Officer for your free access code